News & Insights2021-02-23T21:16:33+00:00

News & Insights

Recent Insights

Are You an Investor or a Speculator?

Recent market news — around social-media driven stock trading that created extreme price swings for shares of certain companies — may have you wondering whether you should jump into the excitement. Before you leap, you might consider this advice from legendary investor and teacher Benjamin Graham, considered the father of value investing: "The individual investor should act consistently as an investor and not as a speculator." Read More

Introduction to Designing and Managing an Investment Portfolio

Once you've identified your financial and investment goals and assessed your investing personality, you'll need to create an investment portfolio that fits your needs and understand what's involved in managing that portfolio on an ongoing basis. Entire books--actually, shelves full of books--have been written about ways to design and manage a portfolio, so this discussion obviously can only serve as a basic introduction to the process. However, it can help you understand the challenges involved and decide just how much assistance you might need, as well as how involved you want to be in managing your portfolio on an ongoing basis. Read More

Understanding Probate

When you die, you leave behind your estate. Your estate consists of your assets — all of your money, real estate, and worldly belongings. Your estate also includes your debts, expenses, and unpaid taxes. After you die, somebody must take charge of your estate and settle your affairs. This person will take your estate through probate, a court-supervised process that winds up your financial affairs after your death. Read More

Conducting a Periodic Review of Your Estate Plan

With your estate plan successfully implemented, one final but critical step remains: carrying out a periodic review and update. Imagine this: since you implemented your estate plan five years ago, you got divorced and remarried, sold your house and bought a boat to live on, sold your legal practice and invested the money that provides you with enough income so you no longer have to work, and reconciled with your estranged daughter. This scenario may look more like fantasy than reality, but imagine how these major changes over a five-year period may affect your estate. Read More

Recent News

Analysis: The Other Winners Of The Reddit-Fueled Rallies – Convertible Bonds

Reuters
“This is why you buy convertibles,” said Geoff Dancey, portfolio manager at Cutler Capital Management, who bought into the Ligand convertible bond just before the Reddit rally. Read More

Stock Market Volatility Complicates Investment Advice

Worcester Business Journal
Financial experts have been in close contact with worried clients for months, answering questions and calming nerves about what’s happening with their investments. “We’re preaching caution,” said Geoff Dancey, managing partner and portfolio manager at Cutler. He’s been reminding clients to keep a longer-term view when they can. Read More

Cutler Capital Names Hogan Managing Director Of Wealth-Advisory Team

Worcester Business Journal
Michael E. Hogan of Providence has been named the managing director of Cutler Capital Management’s wealth advisory team in Worcester. Read More

Whitepapers

How Convertibles Can Help Drive Your Portfolio

Most people want their money to generate some blend of (1) capital preservation, (2) current income, and (3) appreciation potential. When you think about it, very few individual investments offer all three. Stocks can give you appreciation and dividend income. Some are safer than others. But no stock can structurally offer capital preservation. Convertibles are one of the few exceptions… Learn More