News & Insights2020-10-30T18:46:40+00:00

News & Insights

Recent Insights

Dollar Cost Averaging

You may not realize it, but if you're investing a regular amount in a 401(k) or another employer-sponsored retirement plan via payroll deduction, you're already using dollar cost averaging. In fact, you can use dollar cost averaging to invest for any long-term goal. It's easy to get started, too. Read More

Investing in Stocks

Businesses sell shares of stock to investors as a way to raise money to finance expansion, pay off debt, and provide operating capital. Each share of stock represents a proportional share of ownership in the company. As a stockholder, you share in a portion of any profits and growth of the company. Dividends from earnings are paid to shareholders, and growth is realized by the increase in value of the stock. Read More

Social Security and Medicare Face Financial Challenges

Most Americans will eventually receive Social Security and Medicare benefits. Each year, the Trustees of the Social Security and Medicare Trust Funds release lengthy reports to Congress that assess the health of these important programs. The newest reports, released on April 22, 2020, discuss the current financial condition and ongoing financial challenges that both programs face, and project a Social Security cost-of-living adjustment (COLA) for 2021. Read More

Understanding Defined Benefit Plans

You may be counting on funds from a defined benefit plan to help you achieve a comfortable retirement. Often referred to as traditional pension plans, defined benefit plans promise to pay you a specified amount at retirement. To help you understand the role a defined benefit plan might play in your retirement savings strategy, here's a look at some basic plan attributes. Read More

Recent News

Stock Market Volatility Complicates Investment Advice

Worcester Business Journal
Financial experts have been in close contact with worried clients for months, answering questions and calming nerves about what’s happening with their investments. “We’re preaching caution,” said Geoff Dancey, managing partner and portfolio manager at Cutler. He’s been reminding clients to keep a longer-term view when they can. Read More

Cutler Capital Names Hogan Managing Director Of Wealth-Advisory Team

Worcester Business Journal
Michael E. Hogan of Providence has been named the managing director of Cutler Capital Management’s wealth advisory team in Worcester. Read More

Whitepapers

How Convertibles Can Help Drive Your Portfolio

Most people want their money to generate some blend of (1) capital preservation, (2) current income, and (3) appreciation potential. When you think about it, very few individual investments offer all three. Stocks can give you appreciation and dividend income. Some are safer than others. But no stock can structurally offer capital preservation. Convertibles are one of the few exceptions… Learn More