Wealth management is more than just investment advice, as it can encompass all parts of a person’s financial life. The idea is that rather than trying to integrate pieces of advice and various products from a series of professionals, high net worth individuals will benefit from the holistic approach in which Cutler Capital acts as your single manager coordinating the services needed to manage your money and plan for your family’s current and future needs.
Customized Investment Portfolios Based On Each Client’s Risk Tolerance, Time Horizon, Liquidity and Tax Situation
At Cutler Capital Management, we understand each client’s unique situation will require a custom portfolio to meet their needs. Our unique offering combines Cutler’s proprietary strategy with investment strategies offered by other best-of-breed managers*. Depending upon each client’s needs, a portfolio will be invested either entirely in Cutler proprietary strategies, outside manager strategies, or a combination of both. When appropriate, we may use low cost exchange-traded-funds to satisfy an allocation to an asset class. Spanning all asset classes, our investment approach applies thoughtful market insights to deliver enhanced after-tax, risk-adjusted returns. We strive to optimize each portfolio based on our client’s risk tolerance, time horizon, liquidity needs and tax situation.
Actively-Managed Proprietary Investment Strategies
Our proprietary investment portfolios are constructed with individual securities, focused primarily on convertible securities, community bank stocks, and real estate investment trusts (REIT’s) – areas that our niche focus gives us an investment edge. These portfolios are customized to each client’s risk / reward profile and span the spectrum from Aggressive to Defensive.
Best-Of-Breed Outside Investment Managers
It takes one to know one. As an investment asset manager ourselves, we know what to look for and critically, what to avoid when evaluating another asset manager’s investment strategy. This puts us in a unique position when determining how to invest our client’s portfolios. It also allows the insight to know when a low-cost, passive investment option is the best alternative.
*Outside managers deemed best of breed based on Cutler Capitals qualitative evaluation process.