Building Your Portfolio

When you choose an individually managed account, we will use the following approach to build and manage your portfolio:

• Build a strong defensive position with securities that offer reliable current income and a large margin of safety to minimize downside risk and preserve capital.
• Allocate 70% to 85% of the portfolio to convertible securities and 15% to 30 % to REITs, some of which may also be convertible securities. A portion of the portfolio may also be invested in dividend-paying stocks.
• Diversify these 10 to 30 holdings across industry sectors and market capitalizations.
• Limit exposure to any single company to less than 15% of the total portfolio.
• Reinvest income, except when current income is an investment goal. Reinvestment can greatly enhance long-term portfolio returns.

For an application, contact Barbara Crosbie at 508-757-4455 or bcrosbie@cutlercapital.com.